Unexpected expenses happen. But if your bank account is low before payday, how do you get emergency cash quickly? Advance cash apps like Dave provide small short term loans.Thank you for reading this post, don't forget to subscribe!
This article will look at 10 top apps like Dave that help you borrow money or get paycheck advances.
Apps that provide cash advances before payday are gaining popularity. They help cover unexpected bills when your account balance is insufficient.
Dave pioneered the concept of cash advance apps. It uses an artificial intelligence tip engine to predict upcoming expenses.
You get notified when your balance looks low. Small no-fee advances are available up to $200.
Dave makes users feel more financially secure. But there are now more apps like Dave available.
10 Best Apps like Dave to Get Cash Advances Easily
Let’s explore 10 excellent alternatives for cash advances and paycheck loans:
MoneyLion offers $250 payday advances at no fee or interest cost. Their Instacash feature requires no credit check. MoneyLion also provides financial education, a debit card, and investment capabilities.
The app utilizes AI and predictive analytics. An optional monthly membership unlocks extra features and loan amounts. For modern mobile banking with advances, MoneyLion is a top choice.
FloatMe lets you borrow up to $50 until payday for a small tip. To start, it syncs with your bank account to assess eligibility. FloatMe then makes the cash available immediately to cover shortfalls.
Repayment occurs automatically when direct deposits hit your linked account. For urgent micro-loans, FloatMe delivers funds faster than most apps.
Earnin pioneered the concept of cash advances tied to your paycheck hours. The app lets you take out up to $500 per pay period.
You tip what feels fair for the service. Earnin does not charge fees or interest. It just requires linking a debit card and verifying payroll.
Same-day cash deposits during business hours make Earnin very convenient.
Brigit aims to automate your short-term finances through AI. It provides cash advances up to $250 using bank account history.
Brigit sends you push notifications when your balance is low. Their algorithm then makes small payday loans available as needed.
Modest tips are accepted for the service. Brigit also helps users optimize spending and build savings.
This lending network connects borrowers to many short-term loan providers online. MoneyMutual simply fills out one online form.
You then receive loan offers from their lender network. Short-term loans and cash advances are provided as fast as 24 hours.
Fees and interest rates vary by lender. For quick cash loans, MoneyMutual efficiently matches borrowers to many lenders.
Read Also: 10 Best Apps Like Snapchat You Should Try
The Varo mobile bank offers an advanced feature called Varo Advance. The account analyzes your deposits and spending history.
When Cash Short is predicted before your next deposit, Varo Advance becomes available. These payday loans go up to $100 and cost $5 per month.
Varo Advance provides automated paycheck loans when your Varo Bank balance is insufficient.
Even provides earned wage access allowing users to withdraw money already worked before payday. There are no loans, fees, or tips.
Even just syncs with your employer to determine hours worked. A percentage of the accrued earnings can then be withdrawn early.
Even helps employees avoid paycheck shortfalls during long work cycles. Accessing income already earned may cost a small monthly fee.
PayActiv integrates with major employers to provide earned wage access to workers. Employees can withdraw up to 50% of wages accrued so far in the current cycle for a $5 fee.
There are no loans or credit checks. PayActiv simply eliminates the wait for paychecks. For hourly and salaried workers, PayActiv eliminates short-term cash crunches between pay periods.
CashNetUSA links people needing payday loans to lenders. The online forms take minutes to complete. Approved applicants then work directly with the lender.
Cash advances range from $100 to $3000 depending on the state regulations. Fees vary by lender but average around $25 per $100 borrowed.
For fast payday loans, CashNetUSA efficiently connects borrowers with credible lenders nationwide.
10. Speedy Cash
Speedy Cash offers online applications for short-term borrowing and payday loans. Approved applicants get cash deposited by direct transfer as fast as the next business day.
Loan amounts range from $200 to $500 based on state limits. Speedy Cash charges fees and interest that vary by state.
They provide reliable cash advances through their network of store locations and online services.
Read Also: 10 Best Websites to Download Anime For Free
To Sum Up
Apps like Dave provide helpful cash flow smoothing between pay cycles. Consider MoneyLion, Earnin, and others for affordable payday advances and loans.
Evaluate limits, fees, and eligibility requirements. Responsible use of these services enables you to avoid costly overdrafts or late bills.
Cash advance apps deliver small emergency funds until your next paycheck arrives.